Banker Vs Mortgage Advisor

If you are looking for a mortgage loan, you have 2 options when it comes to getting a professional to help you through the process. Direct Banker or a Mortgage Advisor.

The roles are similar. A banker and a Mortgage Advisor both will ask questions about your financial situation and help you fill out a mortgage application and get it processed.

But in other ways, their roles are very different.

A Banker works for a bank and will offer only the programs and mortgage rates that are available from that Bank.

A Mortgage Advisor works on a borrower’s behalf to find the best rate and loan from a number of Bank.

Housing Loan

Safe and easy loan to achieve your dream of living

PIT Mortgage provide one stop and easy mortgage loan services.

You don't need to deal with the complicated procedures, and we provide a one-stop service to help you apply for a mortgage from the bank and help you own real estate!

we help you analyse your credit eligibility , recommend the most suitable bank for then submit to bank to get approval.

We are on standby 24 hours to recommend the best mortgage package for you and assist you in preparing cumbersome documents, ensuring all documents tally with the guidelines and conditions of the loan program provided by the bank.

With our help, the success rate is as high as 90%!

Mortgage Insurance

Found your dream house but the banks are refusing you the loan needed for the purchase? Or are you thinking of how you can protect your dream house for your family? Mortgage insurance planning is as crucial as selecting the right house be it if you are purchasing it as an investment or for your own stay.

Our team of advisors will help you understand the following:

‐ What is the difference between MRTA & MLTA?

‐ Do I really need mortgage insurance?

‐ How long do I need mortgage insurance?

‐ Is mortgage insurance really cheaper than term life?

Refinance

Refinancing mortgage is a process that allows you to swap your present mortgage with new and better features such as lower interest rates and monthly payments. With the new loan, you can pay off the old loan while start paying a lower amount to the new financier.

Debt Consolidate

Debt consolidation is the process of merging multiple debts into a single debt to reduce loan interest & monthly commitment .

Instead of making separate payments to multiple credit card issuers or lenders each month, you roll them into one payment from a single lender, ideally at a lower interest rate.

You can use debt consolidation to merge several types of debt, including:

Car loans
Credit cards
Personal Loans
Others

While debt consolidation won’t wipe out your balance, the strategy can make paying off debt easier and less expensive. If you get a low interest rate, you could save hundreds or even thousands in interest. Managing one payment can also make it easier to stay on top of your bills and avoid late payments, which can hurt your credit.

Loan Consultation

We are finance professionals who help people find and apply for mortgages that suit their circumstances. often work with lenders and real estate agents to source mortgage options. we also analyse their findings to decide on an option that fits our client's needs and financial resources. we help both individuals and businesses with residential and commercial purchases.

Profile Analysis

Profile Analysis

Personal Profile Analysis is also known as Pre Approval Home Loan.

it is a process for property seekers to determine how much they can expect to receive from a bank loan. With this, you can find out your actual Debt Service Ratio and also a high chance of securing a loan.

NOTE: This is an estimate based on the information provided by the property seekers. This is not a loan guarantee.

Banker Vs Mortgage Advisor

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